I read an article today on #HuffingtonPost titled I’m 37 and living paycheck to paycheck. As I read, I realized how familiar the author’s story was. You see the pressure to go to events to support friends and loved ones is real—even more so during the holiday season. Many of us are just one or two unexpected expenses away from not making it.
This year we had to replace a furnace to the tune of 6000.00. (We DID get a rebate and it decreases our heating costs…but that’s a huge chunk of money that was supposed to be spent over time on other house related things.) Then, we chose to keep the cat that came with our house. This meant that he needed to see a vet pronto and get all his shots, that was 300 bucks…shortly after that appointment he required an emergency visit for dental issues and some other stuff. We decided to try and save him (to the tune of 1200.00). This all happened during a period of time where Olivia was indefinitely laid off from her long-term job and I went back to school for my final year. Our budget was tight! Then, Olivia found some work, but now it’s winter and she’s facing another potential lay off.
Due to the lay off over the summer, my minimum wage job just covered expenses and we were not able to save anything. This is the reality for most folks. What’s more is most folks don’t have the ability to put unexpected expenses on credit. We thankfully did, but now we have balances to pay each month on our already taxed budget.
Please know I’m not sharing this to whine, but for the folks who find themselves in a similar situation. We see you. You are not alone. If all you can do this Christmas season is to tell people how much you love them, please don’t feel guilty. AND if you’re hard up for food, reach out—there are plenty of resources available in Nanaimo where we live (and other communities if you’re not from here), and you can always come to our house for a modest dinner if you live close by. The challenge is to escape the shame of poverty. If so many of us are (or have been) in a similar situation, why are we reluctant to be honest and to access resources available to us?
This year when people ask what we want for Christmas we have two answers. First, we cheekily reply home depot or PetSmart gift cards (because the cat and the house are eating all our money). Second, for those who are closest to us, the reality is we need time with the people we love that has no financial cost…this can even include gas costs. We’d love to come to see you, but we can’t afford the gas bill—we need it to get to work.